Land Movement Coverage
This is a specialty endorsement available on a Homeowners Policy or a separately written policy by some insurance carriers. It extends coverage for loss due to land movement. "Land Movement" is defined as: landslide, mudflow, sinking, rising or shifting of earth or soil. It is similar to the Earthquake endorsement available on the Homeowners and Dwelling Program. This endorsement contains a percentage deductible (normally 10%) of the coverage amounts. The deductible applies separately to Coverage A (Dwelling), Coverage B (Other Structures) and Coverage C (Personal Property).