Homeowners Comprehensive Policy Form (HO5)
This is a combined property and liability form for a dwelling owner who occupies the dwelling. It covers the Dwelling, Other Structures, Personal Property and Loss of Use on a Special Form basis (formerly referred to as All Risk). The Homeowner Comprehensive policy form (HO5) has been replaced by the Special Personal Property Coverage endorsement (HO15) available on Homeowners Special Form (HO3). This modification was adopted with the 1984 edition dates on the forms.